HUD-approved counselors and representatives from Bank of America and Wells Fargo will be on hand Saturday in Las Vegas at a home foreclosure prevention clinic at the Financial Guidance Center, 2650 South Jones Boulevard.
Struggling homeowners with loans from those banks will be able to sit with the lenders to discuss possible ways to avoid losing their homes, according to the office of Sen. Harry Reid, which put together the event.
The clinic will be held from 10 a.m. to 4 p.m.
According to Reid's office, people interested in attending must RSVP by sending an e-mail to foreclosureprevention_reid@reid.senate.gov, or by calling Reid's Las Vegas office at 702-388-5020.
Homeowners who attend the clinic should bring the following financial documents if they plan to request assistance from the lenders:
-- Copies of pay stubs for the immediate past two months;
-- Copies of bank statements for the immediate past two months;
-- If self-employed, the most recent Profit and Loss Statement and a copy of the last full tax return with all schedules;
-- Letter of explanation of the hardship they are currently experiencing.
-- Signed copies of 2009 and 2010 tax returns
In a traditional refinance, insist on a good-faith estimate of the costs up front, before you give the lender a penny, search the web for 123 Refinance I would strongly recommend them. They got me 2.891% rate! It is good to learn more about refi before doing it.
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