Sick Study wrote on September 06, 2007 09:35 PM: Lewis, your vagueness indicates you are ignorant and just want to play victim or the race card. Here is a little education for you that you will never hear from the victim crowd: The Best loans go to people who PAY (less risk). Imagine (if you can) yourself as a lender. You will give best terms to those you think we re-pay you, unless you are stupid like some lenders in recent times. To those who you think we not re-pay you (like those thinking lenders are evil or some conspiracy), you will not give them your money or will charge more money for high risk you take in not getting repaid. Now go spread the word to all the others like you are need to get a clue and stop playing Victim.

lewisx2 wrote on September 06, 2007 08:50 PM: I love reading comments from ignorant people. Of course their is racism in lending. If racist people exist, and they are in a position to exert influence then they do. It's not a question of if. The solutions to these types of issues need to be systemic, to weed out the perpetrators and expose them. For people who experinec racism it's not a matter of liberal or conservative views. It comes down to simply trying to survive. I think people just want a fair shake no matter what. It's not about whites being evil or minorities being evil, it's about people trying to live.

wes wrote on September 06, 2007 06:54 PM: you all deserve this crap if you pay these out landish price for what they call new home, I would love to bring 5 inspectors from 5 different states and have 5 different opinons on nevadas building codes,,, and these people are right, there is alot of minorities taking advantage of ,,, wish I was a bank lender,,notttttttttttttttttt,,, this place(vegas) will hit there sour note in 4-7 yrs

Sick Study wrote on September 06, 2007 04:15 PM: Studies like this promote racism! It causes blacks to distrust whites, and whites to distrust blacks. Now ACORN wants to capture the hispanics! Errrr

fred garvin wrote on September 06, 2007 04:03 PM: I would think the loan rate would be higher if you had no ss# or a fake one. Face it whitey, you lost this city and state. It's odd that most of the states with high real estate values have a high population of cans (NV, CA, NM, AZ, UT, CO. Also, NV, AZ, NM and CA HAVE THE HIGHEST CRIME RATES IN THE COUNTRY. Gee, do you think there's a connection? LET THE CANS HAVE THIS %$#@&*^%$. TWO MONTHS AND I'M OUT OF HERE.

DT wrote on September 06, 2007 03:47 PM: what kind of statistics are they going to have when everybody is brown? That is coming !

DT wrote on September 06, 2007 03:36 PM: what definition are they using for 'high cost.' This article is not accurate whatsoever. In the mortgage world, Section 32, officially referred to as "High Cost" prohibits loan fees in excess of 5% of the loan amount and states have their own caps on interest rates. this is a banking reg, that doesn't match up to the verbabe they are throwing around up there.



This is not accurate. They should reword what they are trying to say, which i'm not even sure what that is.

ANDY wrote on September 06, 2007 11:36 AM: As usual, the media takes a liberal slant on a subject and runs with it. The real issue is the fact that if you have bad credit and need to go stated, you have a higher cost product to deal with regardless of race. Maybe ACORN or whomever should break down their surveys into credit tiers and see if people of all races were treated differently with the same credit scores and documentation types. And maybe the Review Journal should do a little more research. Everyone wants to blame the Mortgage Brokers. I did not create one program out there. I just found the programs that my clients needed and put them in the loan that best suited them regardless of race.

Minority Fraud wrote on September 06, 2007 11:32 AM: The headline should just say "Whites are Evil", and get it out there to put an end to the lunacy. What good is yet another "victim study" without solution? Honest Solution: ACORN go into the lending business, so it can solve this problem that it claims is based solely on being black! Will they do that? Of course not, which only proves it lacks credibility as an organization. The truth is, as stated by those who work in the mortgage industry, Lenders look at objective criteria like FICO and Income, not skin color! If you are Black or Hispanic and have a good FICO and Job, you can get a good loan. Groups like ACORN only perpetuate tension among races, and therefore cause more harm than good. Such groups set our Country back from progress. Such groups actually harm the Black race by suggesting that they are stupid and need handouts. Such groups are motivated by funding to continue promoting anti-white messages, and they must continue to justify their existance. ASIANS rarely play victim. Amazing how the "unemployed" black woman claim she is the "victim" of a bad loan because she is black (I repeat: unemployed). Actually, I am not surprised. Many blacks have been brainwashed by their "leaders" that they are victims. It is really too bad for Blacks and too bad for America. No one is "entitled" to a free home.

NICE wrote on September 06, 2007 11:12 AM: WHY IS IT IN EVERY BLOG I READ WHEN RACE IS AN ISSUE SO MANY PEOPLE JUST DISMISS IT OR CALL WHOEVER WROTE THE STORY GARBAGE? I MEAN A CREDIBLE SOURCE LIKE THE RJ ISNT GOONG TO PRINT THIS STORY IF THIS HAPPENED TO ONE PERSON. ARE U THAT NIEVE TO THINK THAT RACISM AND RACIAL DIVIDES DONT EXIST TODAY. WE ARE TALKKING ABOUT A COUNTRY THAT WAS TOTALY DIVIDED JUST 50 YEARS AGO. THE SAME PEOPLE THAT HATED BLACK PEOLE HOSED BLACK POEPLE, SHIT IN THE DEEP SOUTH IN THE 59'S STILL HUNG BLACK PEOPLE ARE STILL HERE!! MOST OF THEM ARE STILL LIVING!! DOES ALL THAT HATRED GO AAY BECAUSE OF SOME STUPID LAW THAT SAYS "OK I KNOW YOU WANT TO KILL BEAT AND DONT WANT THESE PEOPLE IN EVEN THE SAME PLACE AS YOU EAT. BUT THAT THINKING IS WRONG SO DONT FEEL THAT WAY ANYMORE. tHATS LIKE TELLIN A CRACK ADDICT WHO DIDNT KNOW SMOKING WAS BAD TO STOP SMOKING TOMORROW. iTS NOT GONNA HAPPEN. HATING IS A BAD ADDICTING HABBIT.ANYWAY GETTING A LIL OFF SUBJECT BUT MY POINT IS WHITE PEOPLE OUT THERE DONT AUTOMATICALLY DIMISS A STORY JUST BEACAUSE IT IS ABOUT RACE. AND I KNOW THERE ARE SOME OF YOU WHO LEGITIMATELY DONT CARE ABOUT RACE. BUT THAT NUMBER IS FEW AND I THINK WHITE PEOPLE TRY TO REPRSENT THEMSELVES DIFFRENTLY. i ACTUALLY RESPECT THE BLOGGERS WHO CALL BLACK PEOPLE RACIAL SLURS AND WILL DO IT TO THAT PERSON FACE ATLEAST THIER BEING TRUE TO HOW THEY FEEL THE PEOPLE THAT GET ME THE MOST UPSET ARE THE PEOPLE WHO WILL BLOG ON HERE AND USE RACIAL SLURS AND TOMORROW GO SMILE IN THERE BLACK CO-WORKER FACE LIKE THERE BUDDIES!! STOP BEING FAKE!!!!!!

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