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Partner in deadly insurance fraud gets probation

RENO -- A 24-year-old Reno man who was convicted of insurance fraud was sentenced Friday to probation for his role in a staged car crash that accidentally killed a friend also in on the scheme.

Washoe District Judge Robert Perry sentenced Jorge Moreno to one to three years in prison but suspended the term and ordered him to probation. He also was ordered to pay $3,000 restitution.


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  • A prosecutor said Moreno faces an eight-year prison term if he violates probation.

    Fabien Cedano died of a head injury after he and Moreno jumped out of the vehicle before it crashed in July 2008.

    Prosecutors said the two were acting at the request of Oscar Zavala-Gallegos, owner of the 2002 Cadillac Escalade.

    Zavala-Gallegos earlier pleaded guilty to conspiracy to commit insurance fraud and also was sentenced to probation.

    He arranged with Cedano and Moreno to stage a theft of the vehicle and crash it so he could get an insurance settlement.

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    Joe Bama wrote on November 10, 2009 11:42 AM: Talk about crash test dummies.


    Just another Day in Paradise wrote on November 09, 2009 01:26 AM: To Mad American:

    I'm with you....and so are the majority of Americans. I would love to join in on a march to put an end to this nonsense. But sadly, when I apply for a real job, and most recently with a Police Department that pays Spanish Speaking employees more, they will label me as a racist. It is so backwards!

    Isn't there something that we can do? Really, I am all for kicking these Mexicans back to "Meh-hico". Only in the Twilight Zone, huh?


    Tio wrote on November 08, 2009 07:18 PM: Someone was actually KILLED in this absurd scheme, too bad you can't charge GREED with the crime. I guess this was the logical solution to being turned down for a decent refi rate, or a new car note. In the worst market for car sellers but the best for buyers in years, this "person" decides that other insurance consumers, should foot the bill for their wants or inadequacies, by filing a fraudulent insurance claim. Unfortunately, one of the co-conspirators was "accidentally" killed during the execution of the scheme.
    So, when an organized criminal enterprise results in a death, and NOBODY does jail time, how can you dissuade others from insurance fraud, especially if it doesn't result in a death. I guess the prosecutors don't want to touch an insurance fraud case unless it means a feather in their cap for prosecuting a group of defendants on multiple charges, or it has a unique angle like this case. Interesting form of punishment. Don't do this again or you might go to jail. I wonder if anyone involved ever complains about the high cost of insurance. Who cares about small potatoes anyway, the entire banking industry was robbed, an inside job, and little was done about that. Goes to show, things are tough all over. Hey, I just spent fifteen minutes or less reading why I can't save any money on my car insurance premiums.


    Joe C wrote on November 08, 2009 03:21 PM: Washoe Judge Perry is a name to remember if his position is elected. After all Mr. Moreno's next crime may kill you or a loved one, but what the heck, probation.

    At least this time one of the criminals died while perfecting their perfect crime.
    If that only happened more often we wouldn’t need the ever so easy on crime Judge Perry.

    It’s hard to read this BS and not wonder the citizenship of those involved, either way as long as they keep killing their own, hey guys go crazy.


    gary wrote on November 08, 2009 02:45 PM: Probation? His friend dies while committing a crime. They say "crime doesn't pay"; I beg to differ.


    Jay wrote on November 08, 2009 02:35 PM: Why would you assume these guys are illegal? That is plain stupid. Plenty of people have Spanish names, yet are here legally/were born in this country.

    What these guys did is despicable and prison time is called for. However, their consequences should have no correlation to their national origin.


    wow wrote on November 08, 2009 12:42 PM: Wow! Is this the new TJ,Nevada or what..


    The rest of us need ID, registration and insurance wrote on November 08, 2009 08:48 AM: Next their not going to require these guys to have a driver license, vehicle registration or insurance.

    Oh that's right, it's already a policy in San Francisco. If an illegal gets pulled over for a traffic violation, the cop has to give the perp 20 minutes to contact someone to pick them up, with no ticket or arrest.

    I'm not sure who has to provide the cell phone.


    Mad American wrote on November 08, 2009 08:21 AM: Round em up and ship em out. The majority of crime in this country is now from south of the border. We are a third world nation because of it.


    HalibutStance wrote on November 08, 2009 08:20 AM: Off your medication again, j?


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