This home can be designed with three bedrooms and a study with volume ceiling on the first floor.

On the second floor are the kitchen, family room and master bedroom. A balcony is found off the master and another is available off the dining room.

At $252,990, the Maple offers a two-story, 1,700-square-foot setting that includes three bedrooms, 21/2 baths and a two-car garage.

This home includes an island kitchen and breakfast bar. The main floor is accented by a stairway leading to an upstairs loft that separates the master suite from the secondary bedrooms.

Beginning at $262,990 is the two-story Willow. This 2,050-square-foot plan features three bedrooms, 21/2 baths and a two-car garage.

The first floor features a circular entry, family room, formal dining room, and kitchen with a breakfast nook.

The second floor includes a loft, tech center with an optional built-in desk, two bedrooms and a master suite.

The suite includes a master bath, two walk-in closets, separate vanities and wash closet.

Terraza is offering special incentives to all new buyers with the Value Stacks Up promotion, according to the home builder.

Buyers are eligible to choose six options from a variety of Home Gallery upgrades at no additional cost.

For more than 35 years, M.D.C. Holdings Inc. has been building and financing the homes for families across the United States.

To visit Terraza, take Interstate 15 to St. Rose/Southern Highlands Parkway. Head north on Southern Highlands Parkway and turn north on South Dean Martin Drive.

The sales office is open 10 a.m. to 6 p.m. daily, except Friday when it opens at noon.

For more information, call 385-1389 or visit richmondamerican.com.