"Meritage Homes is offering low fixed-rate financing for qualified buyers on select home purchases," Grant said. "We are able to do this because we were able to buy this financing when the market was better than it is today. Now we can pass on this savings to Las Vegas homebuyers."

Provided by Meritage's preferred lender, the owner-occupied financing is available on at least one home in every Meritage neighborhood located within the Las Vegas Valley. The home must close by Nov. 30.

The financing includes a low percentage rate the first year, a slightly higher interest rate the second year, and a 30-year fixed rate the third year.

In the northwestern valley, the builder has four neighborhoods at Northern Terrace, where single- and two-story residences range from 1,320 to 3,028 square feet and are priced from the upper $100,000s. To visit, take the northern Interstate 215, the Las Vegas Beltway, to Hualapai Way, head north to Farm Road and turn left, following the signs.

In Mountain's Edge master-planned community in the southwestern valley are four single-family neighborhoods plus one condominium neighborhood with homes measuring from 1,085 to more than 3,000 square feet and are priced from the mid-$100,000s.

To visit Meritage's neighborhoods in Mountain's Edge, take Interstate 15 to Blue Diamond Road, travel west on Blue Diamond to either Buffalo or Durango drive, go south, and follow the signs.

In Henderson, there are four neighborhoods in the Inspirada master-planned community. Three feature single-family homes ranging from 1,637 to over 3,400 square feet and priced from the low $200,000s, and city homes where townhomes measure from 1,100 to 1,550 square feet and are priced from the mid-$100,000s.

To visit Meritage's Inspirada neighborhoods, take I-15 to St. Rose Parkway, travel east and then turn south on Executive Airport Road, following the signs.

Meritage is offering the Geyser Peak neighborhood in North Las Vegas, where homes range from 2,030 to 2,929 square feet and are priced from the mid-$200,000s. To visit Geyser Peak, take Craig Road to North Fifth Street, head north to Hammer Lane and turn left into the community.

Sales offices and model homes are open from 10 a.m. to 6 p.m. daily except Monday, when it opens at 11 a.m. For more information, call 877-896-9155 or visit meritagehomes.com.